What is the nature of the agreement?
Who are the 15 insurance companies?
The agreement applies to more than 690,000 policies of insurance in force in January of 1998 and issued by one of the following fifteen insurance companies:
Allstate Insurance Company of Canada
Aviva Insurance Company of Canada (Formerly General Accident Assurance Company)
Desjardins General Insurance Inc.
Industrial Alliance Auto and Home Insurance Inc.
La Capitale General Insurance Inc.
Liberty Mutual Insurance Company
L'Unique General Insurance Inc.
Optimum Insurance Company Inc.
Promutuel Verchères Société Mutuelle d'assurance Générale
SSQ Société d'assurances Générales Inc.
The Canadian Union Insurance Company
The Missisquoi Insurance Company
The Personal General Insurance Inc.
The Wawanesa Mutual Insurance Company
Traders General Insurance Company
Who is covered by this agreement?
What is the amount of the indemnity?
A second payment is scheduled for the autumn of 2014. More details, including the amount of this payment, will be announced at a later date.
Do I need to register to obtain an indemnity under this agreement?
It is important to note that the cheques are made out to all of the insured persons who were named on the policy in effect at that time. They indemnify all the persons living under the same roof in 1998.
When can I expect to receive payment?
Policyholders covered under the agreement will receive their first payment in February 2014, in the amount of $50.92 for each home insurance policy.
A second payment is scheduled for the autumn of 2014. More details, including the amount of this payment, will be announced at a later date.
I can't remember the name of the insurance company I was dealing with when the ice storm hit in 1998. Can I still process a change of address?
You do not have to provide the name of your insurer in order to process a change of address. A change of address can be processed by providing all or part of the following information:
Your 1998 home insurance policy number
Your 1998 address
Your full name
Your current address
You must provide the information to the Manager of the changes of address by filling out the form that you will find at www.icestormclassaction.ca or by dialing 1 866-288-3683, if you do not have access to Internet. When you will have successfully completed your change of address, an automated e-mail will be sent to you by the Manager of the changes of address to confirm it, including the name of the insurance company that indemnifies you.
If you do not have an e-mail account, the confirmation will be sent by mail.
Am I eligible for the indemnity under this agreement even if I didn't submit a claim during the 1998 ice storm?
What name(s) will appear on the cheque as payee(s) for the indemnity?
For example, if the policy named you and your spouse, the cheque will be made out in both your names as payees.
What should I do if I divorced or separated from the person who was my spouse in 1998?
For example, if the policy named you and your spouse, the cheque will be made out in both your names as payees.
The same principle applies if there has been a divorce or separation since 1998. If this is your situation, you will have to make arrangements with your ex-spouse in order to cash the cheque.
What about cases where the policyholder or one of the insured persons has died?
The cheque will be made out to all of the insured persons who were named on the home insurance policy that was in effect in 1998, in accordance with the rules prescribed by law for this type of situation. However, in this particular situation, we invite you to send an e-mail to the Manager of the changes of address at [email protected] or by dialing 1 866-288-3683.
Once the information is confirmed, a cheque will be made out to the estate of the deceased.
